Would you go in Debt to Mod your Car?

[sf280]

Besides paying for the cost of the car via a loan - would you go into Credit Card Debt or take out a loan to mod your car?

[genome408]

sometimes you have to pay with credit card, online, but other than that, i wouldn't. just my personal opinion.

[C280 JR]

NEVER..IMHO...that is the most stupid thing a person can do!!!

EDIT: Although i love my car, very much, its still not my #1 priority....Id rather spend my money on needed things, if needed

Elvir

[sf280]

Originally posted by genome408
sometimes you have to pay with credit card, online, but other than that, i wouldn't. just my personal opinion.

Yeah I know that, I was meaning would you end up taking 6 months and paying crazy interest to finance your mod. I do not consider using a CC as going in debt, if you pay off your balance in full - in fact it is smarter cash management many times ;)

[HdS500]

Pay cash for everything.
Being in debt for fcuking mods is just DUMB.

[Hank]

Yup, pay only in cash. (or cashier's check)

[kodiak]

:werd: The only reasons to use a CC are to earn points and preserve liquidity. And you have to be sure to pay it off each month, even if that means eating ramen for a couple of days.

~dnm

[Brabus]

Yes, I do charge all my mods... but I don't pay the high interest rates... gotta be smart and not get sucked in!

[Buddha_Kip]

autotalk

[JRE320]

I personally don't believe using a credit card just to mod your car.
I usually pay in cash or no modding at all. But in the event that I really need that particular item then I go to Auto Plus and get it from them coz I got my own personal account there payable whenever without any interest. :P :D ;) :cool:

[MB300E87]

cash or debit as much as i can. and if i charge i only charge as much as i can with the mindset of "do i have enough in cash to pay for this"

[genome408]

an intersting view has come out. people stated they wouldn't go into debt for mods, but what about other things? certain purchases are absolutely neccessary. rent/mortage, food, etc, but are people saying that they would go into debt for other vices?

[J Irwan]

mod when you had the money for it .....


not wise getting into debt just modding car...


car is not everything....so much more important stuff in life other than car.. :)


I know car is a crazy hobby, and a never ending one (once you start there is no turning back).. :D

use your own judgement wisely....


I too use CC to pay for evertyhing to accumulate point rewards..but I always paid in full when its' due.. (I never have to pay any finance charges)..



Regardz,

J Irwan

[Kühl Carbon]

If I can't afford a desired mod, I just spend my idle time trying to find a better price on the desired item ....

.... maybe that is why I have so many links for shops in my favorites list .... modding never ends :D .

[pokerface]

Originally posted by J Irwan
I too use CC to pay for evertyhing to accumulate point rewards..but I always paid in full when its' due.. (I never have to pay any finance charges)..



Regardz,

J Irwan

:werd: I get 1% cash back.. that's all my bank offers.

[AAA_cubed]

I just use my credit card so that I have a good credit history, and when I need to borrow money the bank can see that I have good credit... and points are always good too

[Ozzie Bob]

I am seriously considering buying something from the US for my car to take advantage of the dollar :D But, I have to make a few more calls and then I'll make my decision ;)

So, Yes. I would get into debt to mod my car - but only by a 'little' bit :P

Edit: Buddha, not a word! :Pirate: